Haunn Landers & Co.

Would your business survive if a key member of staff passed away all of a sudden? It is perhaps not something you wish to think about. But an unexpected demise or long-term absence could have an immense impact on your firm’s success. You’ve to prepare yourself for the worst-case scenario – and the best way to do so is invest in a key man insurance policy.  What’s keyman insurance? This is an insurance policy where the employer is the proposer and pays the premiums. It helps to think of it as life and critical illness cover for those who’re critical to your company’s success – whether that is the CEO, your top sales person, or someone with a specialist skill set. If any of these key people were to die suddenly or fall sick, a keyman insurance policy will safeguard your business against the financial upshots.  Who’s a key person? A key person is someone whose critical illness, disability or death would have a grave effect on the future profits of the firm. Yo...

Being an adult, saving money is your responsibility, not your parents. However, with bills & other expenses to pay, saving money is becoming more and more complicated. Luckily, there’s a solution to keep your finances in check with your expenditures in mind: financial planning. There’re many critical things to focus during the financial planning process including: Investment planning: One very crucial aspect of financial planning is investment planning. This is when you put together clear-cut financial goals & then compare those goals to your monetary resources. Investments can include a wide range of things like equities, property, cash, bond, and stocks. Keep in mind that investment planning never assures that you’ll make dramatic gain or that you won’t deal with monetary risks. You better get in touch with a certified financial planner in Toronto for better investment guidance. Debt management: Apart from stressing your future investments, it is important...